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Oakes-Fisher Insurance

322 N. Water Street - Owosso, MI  48867
Phone: 989-723-3011   Fax: 989-723-5117

  • Auto & Motorcycle

  • Business

  • Homeowners / Renters

  • Umbrella Liability

  • RV's, Watercraft, Boats

  • Life

Our Family Business,
Serving Your Family and Business

For nearly 75 years we have been the people you trust to provide dependable, personalized hometown service.

The Oakes-Fisher TeamCelebrating 75 Years in 2009: Oakes-Fisher Insurance has been an independent insurance agency since it was established in 1934 by Jack Ellis of Owosso. When Jack died an untimely death in the early 40's, his widow Ruth Ellis took over and ran the agency until 1972 when she retired for health reasons.

Keeping it in the family, Ruth sold the business to her nephews, John and Jim Oakes, and many thriving years later, they sold it to John's son, Mike Oakes. Over the years, with the purchase of other agencies, the company name changed from the Ellis Agency to Ellis-Oakes to Oakes and Coons, then Oakes Insurance Services, and most recently, to Oakes-Fisher Insurance when long time employee and Certified Insurance Service Representative (CISR), Renee Fisher (formerly Renee Havalda), became a partner. Renee is licensed in property and casualty, life and health.

Other members of the Oakes-Fisher Insurance team include Missy Maike, Sue Baker, and Leigh Swank who are extended family members with a combined 26 years of service to the agency.

Got a question?

            Need some help?

                           You can count on us.

Don't hesitate to call or e-mail us about any of your insurance questions or concerns, even if we're not your insurance agents. We'll still be here to help you when you decide we're the right folks to handle some or all of your insurance needs. Phone 989-723-3011 or e-mail

Phone 989-723-3011
or e-mail


Where We Live
and Work:

We are located at 322 N. Water Street in downtown Owosso, MI.

From state highway M-21, turn north on Water Street (you'll see City Hall at the corner of Water and M-21). Go two blocks. We're on the east side of the street.

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OWOSSO: It's worth a visit!

Owosso is recognized for a vibrant downtown district with shopping, dining and entertainment establishments; residential neighborhoods featuring one of the best collections of historical architecture in Michigan; a network of sidewalks to encourage walking; businesses offering a wide range of service and manufacturing employment; neighborhood elementary schools; and an extensive park system.

Special attractions:

  • Curwood Castle

  • Steam Railroading Institute 1225 Steam Locomotive featured in the movie “Polar Express”

  • Corunna Historical Village

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Website designed by D. Cornell