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Policy and Coverage Information
Home Currently Insured With
Number of Claims
Group Membership (Professional or Association):
(We can help you make an informed decision)
Discounts May Apply
Personal Watercraft Quote?
Umbrella Coverage Information
It's hard to know what is "enough" liability coverage. Odds are you
won't be sued for a million dollars. But how do you protect yourself
in the event that might happen?
An umbrella policy sits on top of other insurance that includes
liability protection such as your homeowner's, auto and sporting
equipment policies (RV's, boats, snowmobiles, etc.).
When liability coverage under your primary policies is not enough, the
umbrella policy covers you, hence the term "umbrella".
At an end-of-school swim party, a 16-year old dove and hit his head on
the bottom of the pool. As a quadriplegic, the case results in a $1.5
million settlement against the homeowner.
A professional dancer suffered permanent knee damage and an end to her
career when she was knocked down on a ski slope. The judgement
against the defendant was $2.2 million.
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